Child Education Protection Plan (CEPP)
Background of Chartered Life CEPP:
Children are precious object and
it is prime responsibility of furnish their future. There is no greater gift
you can give your children than a qualitative and functional education will
remain the only permanent legacy parents can pass on to the children to ensure
their future.
This laudable vision may be
completely JEOPARDIZED in the event of sudden death of parents. It is
against this background and that child Education Protection Plan (CEPP) is
presented.
What do you think about Your CEPP?
You’ve been blessed with success,
and now you want your child to enjoy the fruits of your labor and get a head
start on life, with the best possible education you can provide, whether in Bangladesh
or abroad. CEPP Plus allows you to turn that dream into a reality along with
offering life insurance protection.
CEPP Plus allows you to save
regularly so that can offer your children the education they deserve.
How CEPP Plus Work?
You select the period of the plan
at which you want the policy proceeds to be paid. You can select any period
from 10 to 25 Years. It is
mentionable that the child at maturity will be maximum 25 years.
Payments at Maturity
A plan maturity, the Face Amount
of the policy PLUS bonuses will pay. The money can be used to pay for his/her
higher education. Or if he/she has already completed education, money may be
very helpful for starting his/her new career or marriage expenses offer purposes.
In Case of Death
- Future PREMIUMS under the policy will be WAIVED and the policy would continue till the maturity of the policy
- Stipend for EDUCATION equal to 1% of the Face Amount / Sum Assured will be paid EVERY MONTH to the insured child till the maturity of the policy, and
- At Maturity, he/she would receive the Face Amount (FA) with Bonuses
In the unfortunate event of the
child’s loss of life before the plan’s maturity, Face Amount Plus accrued
Bonuses are payable, subject to Juvenile Endorsement.
Personal Accident Coverage
If you are qualified for accident
coverage, the plan will provide the following additional benefits in case of
your death, disability or injury due to accident within the premium paying
period:
|
Accidental
Death Benefit
|
100% of FA
|
|
Permanent
and Total Disability Benefit
|
100% of FA
|
|
Permanent
and Partial Disability Benefit for the following Losses
|
|
|
Sight
of Both Eyes
|
100% of FA
|
|
Both
hands above wrist
|
100% of FA
|
|
Both
Lags above the ankle
|
100% of FA
|
|
One
Hand and One Foot (above the wrist and ankle)
|
100% of FA
|
|
Sight
of one Eyes and One hand above the wrist
|
100% of FA
|
|
Sight
of one Eyes and One leg above the knee
|
100% of FA
|
|
Either
Hand or Foot
|
50% of FA
|
|
Sight
of One Eye
|
50% of FA
|
|
Cutting
of Thumb and index Fingers
|
25% of FA
|
Premium rate for the
above supplementary cover will be Tk. 4.75 per thousand per annum.
Bonuses
Your policy will be participated in bonus declared in the
form of Reversionary Bonus and Capital Growth Bonus (Terminal Bonus), if applicable.
Child Education Protection Plan (CEPP)
Annual Premium Rates for Tk. 1000 (One Thousand) Face Amount
Term
Age
|
10
|
11
|
12
|
13
|
14
|
15
|
16
|
17
|
18
|
19
|
20
|
21
|
22
|
23
|
24
|
25
|
20
|
116.40
|
106.10
|
97.60
|
90.40
|
84.30
|
79.00
|
74.40
|
70.40
|
66.80
|
63.70
|
60.80
|
58.30
|
56.10
|
54.00
|
52.20
|
50.50
|
21
|
116.40
|
106.10
|
97.60
|
90.40
|
84.30
|
79.00
|
74.40
|
70.40
|
66.80
|
63.70
|
60.90
|
58.40
|
56.10
|
54.10
|
52.20
|
50.60
|
22
|
116.40
|
106.10
|
97.60
|
90.40
|
84.30
|
79.00
|
74.40
|
70.40
|
66.90
|
63.70
|
60.90
|
58.40
|
56.20
|
54.10
|
52.30
|
50.70
|
23
|
116.50
|
106.20
|
97.60
|
90.40
|
84.30
|
79.00
|
74.50
|
70.40
|
66.90
|
63.80
|
61.00
|
58.50
|
56.20
|
54.20
|
52.40
|
50.80
|
24
|
116.50
|
106.20
|
97.60
|
90.50
|
84.30
|
79.10
|
74.50
|
70.50
|
66.90
|
63.80
|
61.00
|
58.60
|
56.30
|
54.30
|
52.50
|
50.90
|
25
|
116.50
|
106.20
|
97.70
|
90.50
|
84.40
|
79.10
|
74.50
|
70.50
|
67.00
|
63.80
|
61.10
|
58.70
|
56.40
|
54.50
|
52.70
|
51.10
|
26
|
116.50
|
106.20
|
97.70
|
90.50
|
84.40
|
79.10
|
74.60
|
70.60
|
67.10
|
64.00
|
61.20
|
58.80
|
56.60
|
54.60
|
52.90
|
51.30
|
27
|
116.50
|
106.20
|
97.70
|
90.60
|
84.50
|
79.20
|
74.70
|
70.70
|
67.20
|
64.10
|
61.40
|
58.90
|
56.80
|
54.80
|
53.10
|
51.60
|
28
|
116.60
|
106.30
|
97.80
|
90.60
|
84.50
|
79.30
|
74.70
|
70.80
|
67.30
|
64.20
|
61.50
|
59.10
|
57.00
|
55.10
|
53.40
|
51.90
|
29
|
116.60
|
106.30
|
97.80
|
90.70
|
84.60
|
79.40
|
74.90
|
70.90
|
67.50
|
64.40
|
61.70
|
59.40
|
57.20
|
55.40
|
53.70
|
52.30
|
30
|
116.70
|
106.40
|
97.90
|
90.80
|
84.70
|
79.50
|
75.00
|
71.00
|
67.70
|
64.60
|
62.00
|
59.60
|
57.60
|
55.70
|
54.10
|
52.70
|
31
|
116.70
|
106.50
|
98.00
|
90.90
|
84.90
|
79.70
|
75.20
|
71.30
|
67.90
|
64.90
|
62.30
|
60.00
|
57.90
|
56.10
|
54.60
|
53.20
|
32
|
116.80
|
106.60
|
98.10
|
91.00
|
85.00
|
79.90
|
75.40
|
71.50
|
68.20
|
65.20
|
62.60
|
60.40
|
58.40
|
56.60
|
55.10
|
53.80
|
33
|
116.90
|
106.70
|
98.30
|
91.20
|
85.20
|
80.10
|
75.70
|
71.90
|
68.50
|
65.60
|
63.00
|
60.80
|
58.90
|
57.20
|
55.70
|
54.40
|
34
|
117.10
|
106.90
|
98.50
|
91.50
|
85.50
|
80.40
|
76.00
|
72.20
|
68.90
|
66.00
|
63.60
|
61.40
|
59.50
|
57.90
|
56.40
|
55.20
|
35
|
117.30
|
107.10
|
98.70
|
91.70
|
85.80
|
80.80
|
76.40
|
72.70
|
69.40
|
66.60
|
64.20
|
62.00
|
60.20
|
58.60
|
57.30
|
56.10
|
36
|
117.50
|
107.40
|
99.00
|
92.00
|
86.20
|
81.20
|
76.90
|
73.20
|
70.00
|
67.20
|
64.80
|
62.80
|
61.00
|
59.50
|
58.20
|
57.10
|
37
|
117.80
|
107.70
|
99.40
|
92.50
|
86.60
|
81.70
|
77.40
|
73.80
|
70.70
|
68.00
|
65.60
|
63.60
|
61.90
|
60.50
|
59.30
|
58.30
|
38
|
118.10
|
108.10
|
99.80
|
93.00
|
87.20
|
82.30
|
78.00
|
74.50
|
71.40
|
68.80
|
66.50
|
64.60
|
63.00
|
61.60
|
60.50
|
59.50
|
39
|
118.50
|
108.50
|
100.40
|
93.50
|
87.80
|
82.90
|
78.80
|
75.30
|
72.30
|
69.70
|
67.50
|
65.70
|
64.20
|
62.90
|
61.90
|
61.10
|
40
|
119.00
|
109.10
|
100.90
|
94.20
|
88.50
|
83.70
|
79.70
|
76.20
|
73.30
|
70.80
|
68.70
|
66.90
|
65.50
|
64.30
|
63.40
|
62.70
|
41
|
119.60
|
109.70
|
101.60
|
94.90
|
89.30
|
84.60
|
80.60
|
77.20
|
74.40
|
72.00
|
70.00
|
68.30
|
67.00
|
65.90
|
65.10
|
64.50
|
42
|
120.20
|
110.40
|
102.40
|
95.70
|
90.20
|
85.60
|
81.70
|
78.40
|
75.70
|
73.40
|
71.40
|
69.90
|
68.70
|
67.70
|
67.00
|
66.60
|
43
|
120.90
|
111.20
|
103.20
|
96.70
|
91.30
|
86.70
|
82.90
|
79.70
|
77.00
|
74.90
|
73.00
|
71.60
|
70.50
|
69.70
|
69.10
|
68.80
|
44
|
121.80
|
112.10
|
104.20
|
97.80
|
92.40
|
88.00
|
84.30
|
81.20
|
78.60
|
76.60
|
74.90
|
73.60
|
72.60
|
71.90
|
71.50
|
71.30
|
45
|
122.70
|
113.10
|
105.30
|
99.00
|
93.70
|
89.40
|
85.80
|
82.80
|
80.40
|
78.40
|
76.90
|
75.70
|
74.90
|
74.30
|
74.10
|
74.10
|
46
|
123.70
|
114.20
|
106.60
|
100.30
|
95.20
|
90.90
|
87.40
|
84.60
|
82.30
|
80.50
|
79.00
|
78.10
|
77.40
|
77.00
|
76.90
|
|
47
|
124.80
|
115.50
|
107.90
|
101.80
|
96.70
|
92.60
|
89.30
|
86.60
|
84.40
|
82.80
|
81.50
|
80.70
|
80.20
|
80.00
|
||
48
|
126.10
|
116.80
|
109.40
|
103.40
|
98.50
|
94.50
|
91.30
|
88.70
|
86.80
|
85.30
|
84.20
|
83.50
|
83.20
|
|||
49
|
127.50
|
118.30
|
111.00
|
105.10
|
100.40
|
96.60
|
93.50
|
91.10
|
89.30
|
88.00
|
87.20
|
86.70
|
||||
50
|
129.00
|
120.00
|
112.80
|
107.10
|
102.50
|
98.90
|
96.00
|
93.80
|
92.20
|
91.00
|
90.40
|
|||||
51
|
130.70
|
121.80
|
114.80
|
109.20
|
104.80
|
101.30
|
98.70
|
96.70
|
95.30
|
94.40
|
||||||
52
|
132.50
|
123.80
|
117.80
|
111.60
|
107.40
|
104.40
|
101.60
|
99.90
|
98.70
|
|||||||
53
|
134.50
|
126.00
|
119.40
|
114.20
|
110.20
|
107.10
|
104.90
|
103.40
|
||||||||
54
|
136.70
|
128.40
|
122.00
|
117.00
|
113.30
|
110.50
|
108.50
|
|||||||||
55
|
139.10
|
131.00
|
124.90
|
120.20
|
116.70
|
114.10
|
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